|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
What's New...
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
The Duncan Insurance Office,
owned and operated by the La Salle State Bank, has grown to better
serve your financial needs! Whether you prefer to bank where you
work, live or shop– you’ll find the La
Salle State Bank’s NEW North Peru Branch, located at 901 Wenzel
Road in Peru, to be conveniently located right in the middle of it
all!
Now located in your
neighborhood, we bring to you more than a century of financial service
experience! And, with our extended evening and Sunday hours, our Peru
staff is ready and waiting to serve all your Banking, Insurance,
Internet, Investment and Trust Service needs!
We welcome you to stop
in and discover the many benefits our services can provide the entire
family! From our Mighty Buck$ children’s savings account to our Club
Premier checking account for those 55 and better, and everyone in
between, we have the account that’s right for you!
|
|
|
|
|
|
|
|
|
|
Protecting
Yourself From Identity Theft
Identity
theft occurs when someone appropriates another person's personal
information without his or her knowledge in order to commit fraud or
theft. These identity thieves may open charge accounts in the victim's
name, and thus borrow money and even perpetrate felonies.
The Federal Trade
Commission found that complaints of identity theft increased 87
percent between 2001 and 2002, and over 161,000 complaints were
received by this agency last year. Another study in July 2003 reported
that there was a 79 percent increase in identify theft since July
2002. The U.S. Secret Service estimates that consumers nationwide lose
$745 million to identity theft each year. According to the Identity
Theft Resource Center, the normal victim spends 607 hours clearing his
or her credit record. What can you do to reduce your chances of
becoming a victim?
- Your credit record
should be checked each year to verify all the information is accurate.
In addition, you should contact your creditors if your bill does not
arrive in time. A missing credit card bill could mean an identity
thief has taken over the credit card account and changed the billing
address to cover his tracks.
- All old financial
documents, including bank statements and credit card bills, should
be shredded to reduce the exposure to what is called
"dumpster diving."
- You should not
carry your social security card with you; rather it should be
secured in your safety deposit box.
- You should avoid
using an unlocked mailbox, such as at your residence, to drop off
outgoing mail, since mail can be easily stolen.
- You should not
print your social security number or driver's license number on
your personal checks.
- Ask your insurance
agent about an identity theft endorsement providing protection if
your identity is stolen.
|
|
|
|
|
|
|
