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An important, but sometimes overlooked,
factor to keep in mind is that there are two kinds of insurance
agents: those who represent only one insurance company and those who
represent more than one insurance company.
Agents offering through their agencies only the policies of one
insurance company often are referred to as "captive agents,"
because the company they represent does not allow them to offer their
customers competitive alternatives.
By contrast, The Duncan Insurance Office offers through our
agencies the policies of more than one insurance company. As an
"independent agent," we can shop around for our customers
for the best insurance values among a variety of competing companies.
Like most businesses which provide services or sell products, we need
to offer our clients options based on their individual needs. For
instance, what if the automobile industry decided to only produce one
type of vehicle, one make and one model? You would no longer have a
choice to select a vehicle that best met your needs!
With The Duncan Insurance Office, you have choices! As an
independent agency, we are not tied to any one insurance company. One
of the advantages of using an independent agent is that he or she
works to satisfy your needs. With Duncan Insurance, you are using an
expert for an important financial decision, and your independent agent
will know the companies with the most efficient claims departments to
recover your losses as quickly as possible.
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