Why Use an Independent Insurance Agency vs. a Captive Agent?

An important, but sometimes overlooked, factor to keep in mind is that there are two kinds of insurance agents: those who represent only one insurance company and those who represent more than one insurance company.

Agents offering through their agencies only the policies of one insurance company often are referred to as "captive agents," because the company they represent does not allow them to offer their customers competitive alternatives.

By contrast, The Duncan Insurance Office offers through our agencies the policies of more than one insurance company. As an "independent agent," we can shop around for our customers for the best insurance values among a variety of competing companies. Like most businesses which provide services or sell products, we need to offer our clients options based on their individual needs. For instance, what if the automobile industry decided to only produce one type of vehicle, one make and one model? You would no longer have a choice to select a vehicle that best met your needs!

With The Duncan Insurance Office, you have choices! As an independent agency, we are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. With Duncan Insurance, you are using an expert for an important financial decision, and your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

See Also:
Why Duncan Insurance
History
Options
Service
Competitive Pricing
Convenience



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